Christine Fahmy

Mortgage Loan Officer

NMLS #: 1494734
Cell: 984-365-7122
Fax: 703-925-5014
Business Hours: Call or Email Anytime!

Christine Fahmy comes to Northwest FCU with over 23 years of retail banking and credit union experience. With experience in mortgage origination and home equity lending, Christine has the depth of knowledge needed to guide borrowers through each and every step of the home buying process. 

She is dedicated to providing a high level of member service and ensuring she finds the right loan and term to fit each unique situation.  Christine understands that purchasing a home or even doing a refinance can be a daunting process for some and she does everything in her power to make the process as smooth as possible.

Applying online is as easy as 1-2-3.

Obtain a Personalized Rate Quote Now!

1.Apply Now and complete the application.

2.When you have completed the application, click submit and your information will be reviewed for instant online approval.

3.I will follow up to answer your questions.

My goal is to provide the highest level of service at competitive rates. I am always a phone call away if you need help. Contact me at 984-365-7122.

Click HERE to become a member of NWFCU today!



"We’re in and enjoying our new home so much!   Thanks for everything.  It could not have gone smoother!   I will certainly refer you and NWFCU as often as I can!!" -Kathleen C.

"My family and I are so thankful for all the time and help through this process. I am very excited to be the first time buyer and I thank you guys very much. God bless! You guys are the best." -Robson K.

"I really appreciate your responsiveness in addressing every query of mine. In spite of all the other loans you work on, your attention to me really made me feel like I had a loan officer & loan processor assigned exclusively for myself! To me, you are the face of NW and your efforts inspire trust in the organization. I feel good committing to a 30 year relationship with NW." -Awinash

"I have been in our new home for just over one month now. I still think of my experience with NWFCU, and Chrissy specifically, and know how fortunate I am to have been assigned to her as my home mortgage loan officer.  She made this home buying experience pleasant and I truly appreciate that." -Rebekah R.

 "I cannot express the thanks and appreciation I have for you with all your help, patience, professionalism and guidance in assisting me through my loan process.  You assisted me every step of the way with all my inquiring phone calls and there were many. You took the time to answer every question I asked, with all the information I needed to complete my loan process comfortably and totally satisfied.  Ms. Fahmy, you are a asset to your company and I will definitely will recommend you to anyone who may be inquiring for a loan in the future." -Maureen S.

“We can't speak highly enough of our experience with Chrissy Fahmy. It is hard to put into words just how appreciative for having Chrissy Fahmy as my Mortgage Loan Officer. She was so helpful every step of the way and is supremely knowledgeable in her field. She works hard to look out for your best interest rate. If I could rate over 10/10 I would. You should feel 100% comfortable in having her as your agent. I will use her again if I ever need to and recommend her to anyone who is in the market. Our kids say Thank You for our new tiny home.” -Mario S.

"Thank you so much for making the land loan application process at NWFCU very easy.  From the initial phone call to learn about land loans through the Closing, the communication from your team was timely, accurate, and thorough.  We appreciate the ease with which we were able to secure financing for our property. We look forward to working with NWFCU in the future!" -Tiffany J.

"I had the pleasure of working with Christine Fahmy as my loan officer for my recent mortgage, and I couldn't be happier with her services! Christine is an exceptional professional who guided me through the entire process with expertise and care. She took the time to explain all the details, answered all my questions promptly, and secured the best loan terms for me. Her dedication and commitment to her clients are commendable. I highly recommend Christine Fahmy as a loan officer. She will make your mortgage experience smooth and stress-free. Thank you, Christine!" -Hany B.


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Today's Rates

The First Mortgage interest rates listed below are for purchase transactions only. Please complete a Rate Quote to see our refinance rates.

First Mortgage - Conforming Limits
30 Year Fixed Rate
 Rate  APR  Points
 6.500%  6.606%  0.750%
 6.750%  6.821%  0.375%
15 Year Fixed Rate
 Rate  APR  Points
 5.875%  6.086%  1.000%
 6.000%  6.172%  0.750%
SOFR 5 Year ARM Conforming
 Rate  APR  Points
 6.250%  7.433%  0.500%
 6.375%  7.459%  0.250%
SOFR 7 Year ARM Conforming
 Rate  APR  Points
 6.375%  7.279%  0.500%
 6.500%  7.319%  0.250%
97% Financing - HomeReady
HomeReady Mortgage 30yr
 Rate  APR  Points
 6.000%  6.511%  1.000%
 6.125%  6.576%  0.375%
100% Financing
30 Year 100% Fixed Rate
 Rate  APR  Points
 7.375%  8.000%  0.500%
 7.500%  8.073%  0.000%
HomeBuyer's Edge 100%
 Rate  APR  Points
 7.625%  7.679%  0.250%
 7.750%  7.779%  0.000%
Jumbo Loans
Jumbo 30 Year Fixed Rate
 Rate  APR  Points
 6.750%  6.833%  0.750%
 6.875%  6.909%  0.250%
Jumbo 15 Year Fixed Rate
 Rate  APR  Points
 6.375%  6.509%  0.750%
 6.500%  6.555%  0.250%
SOFR 5 Year ARM Jumbo
 Rate  APR  Points
 6.500%  7.485%  0.250%
 6.625%  7.511%  0.000%
SOFR 7 Year ARM Jumbo
 Rate  APR  Points
 6.625%  7.359%  0.250%
 6.750%  7.400%  0.000%
Home Equity 70% LTV
 Rate  APR  Points
 8.000%  8.000%  0.000%
5 Year Fixed Equity-70%
 Rate  APR  Points
 6.750%  6.865%  0.000%
7 Year Fixed Equity-70%
 Rate  APR  Points
 6.875%  6.959%  0.000%
10 Year Fixed Equity-70%
 Rate  APR  Points
 7.000%  7.062%  0.000%
15 Year Fixed Rate Equity Loan-70%
 Rate  APR  Points
 7.375%  7.420%  0.000%
20 Year Fixed Rate Equity Loan-70%
 Rate  APR  Points
 7.625%  7.661%  0.000%
Home Equity 80% LTV
Home Equity Line of Credit
 Rate  APR  Points
 8.250%  8.250%  0.000%
5 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 7.000%  7.115%  0.000%
7 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 7.250%  7.335%  0.000%
10 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 7.250%  7.312%  0.000%
15 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 7.625%  7.670%  0.000%
20 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 8.125%  8.162%  0.000%
Home Equity 90% LTV
 Rate  APR  Points
 8.750%  8.750%  0.000%
5 Year Fixed Rate Equity Loan-90%
 Rate  APR  Points
 7.625%  7.741%  0.000%
7 Year Fixed Rate Equity Loan-90%
 Rate  APR  Points
 7.750%  7.835%  0.000%
10 Year Fixed Rate Equity Loan-90%
 Rate  APR  Points
 7.875%  7.938%  0.000%
15 Year Fixed Rate Equity Loan-90%
 Rate  APR  Points
 8.375%  8.421%  0.000%
20 Year Fixed Rate Equity Loan-90%
 Rate  APR  Points
 8.625%  8.663%  0.000%
Home Equity 100% LTV
 Rate  APR  Points
 10.250%  10.250%  0.000%
5 Year Fixed Rate Equity-100%
 Rate  APR  Points
 7.875%  7.991%  0.000%
7 Year Fixed Rate Equity-100%
 Rate  APR  Points
 8.375%  8.461%  0.000%
10 Year Fixed Rate Equity-100%
 Rate  APR  Points
 8.625%  8.689%  0.000%
15 Year Fixed Rate Equity-100%
 Rate  APR  Points
 9.000%  9.047%  0.000%
20 Year Fixed Rate Equity-100%
 Rate  APR  Points
 9.500%  9.539%  0.000%

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